Innovative Banking Solutions for Everyone

Our Commitment to Financial Excellence

Clover Arc Trust is defined by innovation, security, and exceptional service in banking solutions tailored for both individuals and businesses. We focus on empowering clients with expert financial management.

150+

15

Trusted by Clients

Exceptional Service

Online Banking

at Your Fingertips

Online Banking Services

Seamless access to your accounts anytime, anywhere with top-notch security features.

Loan Options

Flexible loan solutions designed to meet your personal and business financial needs effectively.

Expert Financial Management

Professional guidance for your investments and financial planning to secure your future.

* Cash Back Plus Rewards: The Cash Back Plus Rewards Program is governed by the terms and conditions set forth in the Reward Guide. You will receive the Reward Guide with your Cardholder Agreement. The Reward Guide will explain the program, including the following: A) Earn cash back rewards on all eligible net purchases. A net purchase is the amount of a purchase less any credits, returns and adjustments. Certain transactions do not qualify for cash back rewards. For example, balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account do not earn cash back rewards. Please refer to your Reward Guide for complete program terms and conditions. B) Cash Back Rewards will not expire as long as your credit card account is in good standing and you make an eligible purchase once every twelve (12) months. C) Program subject to change. D) You are solely responsible for any taxes that may be owed as a result of cash back rewards earned and/or redeemed under this card. Please consult your tax advisor. E) If eligible, it may take up to 15 days to process any Reward Program upgrades. Rewards will be applied after upgrade has been processed. F) Other terms may apply and will be included in the Agreement.

** Multi-Year Approval: Funds available for future use are subject to a soft credit inquiry at time of your next request to verify continued eligibility. After we make the initial Loan to you, you must continue to meet eligibility criteria to obtain additional funds under the Multi-Year Approval feature. Terms and conditions are outlined in the promissory note. Multi-Year Approval borrowers have a 99% approval rate on future requests for additional funds. The additional funds approval rate is based on the percentage of approved Multi-Year borrowers from Clover Arc Trust between October 1, 2022 and October 1, 2023. The approval rate represents only borrowers who had previously accepted the Multi-Year Approval offer. Please Note: International students are not eligible for Multi-Year Approval.

‡ Subject to account eligibility. Customer must have an open Clover Arc Trust personal savings and personal checking account. Only available on the Clover Arc Trust Mobile Banking application. Text and data rates may apply. Round Ups subject to available funds. Additional amount of transfer determined by customer.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC

Credit cards are issued by Clover Arc Trust, N.A.

Home Equity Lines of Credit and Mortgages are offered and originated by Clover Arc Trust, N.A. NMLS ID# 433960 Equal Housing Lender. All loans are subject to approval.

Banking products are offered through Clover Arc Trust, N.A. For Deposit products, Member FDIC.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.